Your flight gets delayed. Traditional insurance? 45 days of paperwork, 30% denial rate. Haven? Payout hits your wallet in 90 seconds. No claims. No phone calls. Verified by Chainlink oracles, paid automatically by smart contract.
Average payout time
Claims filed
Automatic payouts
Verified via FlightAware API • Chainlink Oracle
You pay premiums for protection, but when you actually need it? Good luck. The claims process is designed to exhaust you into giving up.
Average travel insurance claim takes 30-45 days to process. By then, you've moved on and given up.
Receipts, forms, documentation, phone calls, more forms. The burden of proof is always on you.
30% of legitimate claims are initially denied. Appeals take months. Most people just give up.
Haven uses verifiable data oracles to detect covered events automatically. When something happens, you get paid. No claims. No waiting. No fighting.
Haven covers the moments that matter most. Each product uses verified real-world data to trigger instant, automatic payouts.
Automatic payouts when your flight is delayed or cancelled. Verified through FlightAware and airline APIs.
Bad weather ruins your vacation? Get automatic compensation. Verified through NOAA weather stations.
Concert cancelled? Game postponed? Automatic refund protection for live events. Verified through Ticketmaster API.
Package lost or significantly late? Instant compensation. Verified through carrier tracking APIs.
Haven replaces the entire claims process with cryptographic verification and automatic execution. Here's how.
Add protection to your trip, event, or delivery in seconds. Connect your booking or just enter the details.
Chainlink oracles continuously monitor real-world data sources — flight APIs, weather stations, event databases.
When a covered event is verified (delay, cancellation, bad weather), the smart contract executes automatically.
Money arrives in your wallet within 90 seconds. No claims. No calls. No paperwork. Just paid.
Haven is powered by Chainlink's decentralized oracle network — the same infrastructure securing $75B+ in DeFi. No single point of failure. No trusted third party.
Multiple independent oracles verify every event. No single source of truth can be manipulated.
Smart contracts execute automatically when conditions are met. No human can block or delay your payout.
Chainlink Functions pull live data from APIs — FlightAware, NOAA, UPS, Ticketmaster — in real time.
Chainlink CCIP enables payouts on any major blockchain. Get paid in ETH, USDC, or your preferred token.
Decentralized data verification
Flight, weather, event, delivery tracking
Automated policy execution
Direct to your wallet
Pay per protection or subscribe for unlimited coverage. No hidden fees. No deductibles. Just protection.
Perfect for occasional travelers
For frequent travelers
For travel platforms & airlines
The parametric insurance market is exploding, but consumer-facing products barely exist. Haven is building the consumer layer.
Global travel insurance market by 2030
Parametric insurance market by 2031
Of travelers don't buy insurance due to distrust
Average claim processing time (Haven: 90 sec)
Consumer flight delay protection on Ethereum and Base. Partnership with FlightAware for data feeds.
Weather-based protection for vacations. iOS and Android apps with wallet integration.
Event cancellation protection. White-label API for travel platforms and OTAs.
Multi-chain deployment via CCIP. International markets. Partnership with major airlines.
Ex-Chainlink, Lemonade, and Compound builders creating the future of protection.
CEO & Co-founder
Ex-Lemonade, led parametric product. 12 years insurtech. Stanford MBA.
CTO & Co-founder
Ex-Chainlink Labs, built Functions. Core smart contract engineer. MIT.
Head of Product
Ex-Compound Finance, DeFi protocol design. 8 years fintech product.
VP Partnerships
Ex-Expedia, travel partnerships. Built airline integrations at scale.
We've heard them all. Here's the honest answer.
Traditional insurance is adversarial—they profit by denying claims. Blockchain makes it trustless. When data triggers the contract, no one can stop the payout. Not us, not an adjustor, not anyone. That's not possible with traditional rails.
Chainlink secures $75B+ in DeFi with 99.99% uptime. We use multiple oracle nodes with consensus—it's more reliable than any single API. But even in extreme scenarios, we have fallback data sources and refund guarantees.
Parametric insurance is fraud-resistant by design. We don't pay based on what you claim—we pay based on what happened. Flight 2 hours late? Oracle verifies it. Rain ruined your beach day? Weather station confirms. No room for fraud.
They're trying, but they're building on legacy rails. Their "instant" claims still need human approval. They can't do truly automatic payouts—their systems require a decision step. Smart contracts execute; they don't decide.
$90B travel insurance growing 15% CAGR. We start consumer, expand to B2B (airlines, OTAs want this as a feature). 5% of the travel insurance market = $4.5B. Then apply the model to weather, events, deliveries—each is a multi-billion dollar vertical.
Join thousands of travelers who never file claims anymore. Get paid automatically when life happens.